Universal Credit claimant: “I don’t even have 4p to my name”

Kelly tells the BBC she applied for Universal Credit two weeks ago, and has been told her first payment will be on 28th October. She has no money at all. She says: “It’s a lot of weeks to wait. I’m relying on food banks. My friends have had to wait 12 weeks.”

Gail says: “I knew that it would be at least six weeks before I got any money. I knew I’d be without money… [Debt] ruins your life. It spirals out of control so fast when you’re in debt.”

[View video on BBC Online…]

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